Showing posts with label tips. Show all posts
Showing posts with label tips. Show all posts

Sunday, May 15, 2011

Week # 15: Poker

Sorry... Way behind. April, being Earth Month, is traditionally busy for anyone in an environmental field. But no excuses... I do intend to get to 52 weeks, so I'll post a little more frequently for a while (I hope).

Apologies to anyone following this who received incomplete messages that I had preset to certain posting dates and then failed to write up the text. I have abandoned that strategy and will just post as I write from this point.

Today's subject was not one of my choosing. As you may have heard last month, the US Dept. of Justice shut down the three largest online poker operations in the US, among them PokerStars, where I had an account with $302.42 that I was using to play in tournaments ranging from $1 to $5 buy ins.

That account was started with money from my Ridesharing earnings. It hasn't changed too much since it began a few years ago, and would have sat there for several more years. However, the federal government in all it's wisdom has decreed that I must cash out that account and henceforth play online poker only for pride and Zynga gotchkas, rather than for anything with any actual value. Not to get too soap boxy, but for a nation that bills itself as the land of the free, it seems odd that we now have one of the most restrictive poker policies of any nation on Earth. Even more odd, considering the roots of the game are firmly planted in American history.

I am not going to give up poker entirely - I'll get my fix in a local casinos here and there - but from the amount being refunded to me, I will set aside $100 that I will put back in my general bank account to pay regular everyday bills. There's my $100 savings for this posting.

The remaining $202.42 will be my poker bankroll for playing local tourneys, and the occasional trip to Vegas. If that bankroll goes away by the end of the year, I'll quit playing until 2012 and at least I'll have the $100 in savings locked in. (I actually made a trip to the Commerce Casino a couple of weeks ago and came out ahead, so the bankroll has started out in a positive direction.)

Savings from US Government Mandates: $100

Total savings to date: $2,201.22

Sunday, February 20, 2011

Week # 8: Bottles and Cans and Dogs

Our kids are teenagers - one in college and the other a high school senior, both living at home - so they know about this little experiment. My daughter saw me working on the blog last weekend and commented, "Oh, I didn't know you were actually still doing that." She hasn't noticed any change to her normal lifestyle, so she assumed I'd given up on the resolution, like many others before.

Now that I think about it, apart from coming up with a new idea each week and attending to the administrative details of this blog, nothing much has changed. Our quality of life is exactly the same. That is certainly an indication that we have subscribed to and spent money on things we could easily live without. After seven cuts of $100 or more, the one and only thing I truly have missed is the summary of games on TV in the Register sports section. Maybe we'll make it farther into the year than I thought before we have to get really creative.

Number eight is also not much of a sacrifice; just a little extra collection work.

Bottles and cans in California have a redemption value associated with them. We pay the grocery store a CRV (California Refund Value?) for each glass and aluminum container, usually a nickel.

When we finish with a bottle or can here at home, the container goes into recycling to be whisked away by Waste Management. I would be interested to know if they collect the bounty and add it to their bottom line. For a large company collecting millions of recyclables, that could be a significant boost to revenue. For a small household, it still offers an opportunity to save at least $100.

My employer actually has a program in place to collect recyclables. There are receptacles at every major employee entrance. Money collected from cashing in the bottles and cans helps to fund training and development of guide dogs for the blind. Occasionally, the trainers are colleagues who bring the puppies with them everywhere, including our office building. It gives the charity a very tangible feeling; we can see the results of the collected money in action.

The sign on the side of the container says they get a nickel for each bottle and can. Instead of tossing them in our recycle bin at home, I will bring our cans and bottles to work each time a batch of 20 (worth $1) is collected. Can we collect 2000 cans before the end of the year? I think so, but whether we do or not, I don't know why we wouldn't just keep doing this, so we'll get there eventually.

Even though this $100 is not staying in our pockets - and not adding to our savings directly - I'm counting it for credit toward the challenge because we're creating $100 in value for a charity we want to support, without having to write a check to do it. I was able to find 20 bottles and cans ready to be recycled this weekend, so it's $1 down, $99 to go! I'll update the tally at the end of each month, along with other strategies that require some tracking.


Bottle / Can value so far: $1

Total savings so far: $1,339.40